What is an open enrollment period?
The Open Enrollment Period (OEP) for individual health insurance is the one time of year that you can enroll in or change your Qualified Health Plan (QHP) without a Qualifying Life Event (QLE or QE). The next OEP is November 1, 2018-December 15, 2018 for coverage effective January 1, 2019.
What is a HSA and when can I have one?
A Health Savings Account, or HSA, allows you to save money for qualified health expenses in a tax advantaged account. Your employer may do this for you through automatically deducting money on a pre-tax basis or you can make contributions and deduct them on your tax return. You would need to speak to a tax professional to discuss if this option is right for you.