General AEP Information
Between the dates of October 15th -December 7th, you can enroll for the first time, or make changes to your existing Medicare Part D Prescription Drug Plan or Medicare Advantage Plan for coverage effective January 1st. This is generally the only time of year you can make changes to these plans.
- There are limited opportunities after December 7th to change plans until the next annual enrollment period.
- Medicare Supplement plans are open year-round and are not restricted by the Annual Enrollment Period. This means that you can review and/or change your Medicare Supplement plan at any time of the year. Please keep in mind premium rates will adjust annually, and the timing of rate changes varies by carrier.
Medicare Part D (Prescription Drug) Plans
Medicare Advantage Plans
Thank you for putting your trust in us as your Medicare Experts!
With the Inflation Reduction Act, we will see the biggest changes to Medicare Part D prescription drug coverage since 2006. Most notable: the coverage gap is being eliminated, maximum out-of-pocket drug costs will be capped at $2,000, and there is a new Medicare Prescription Payment Plan being introduced. These changes affect both standalone prescription drug plans and Medicare Advantage plans which include prescription drug coverage.
We continue to use online quoting and enrollment tools to better assist you in acquiring or changing your plan.
Current Clients: AEP Coverage Review
You should have already received our 2025 AEP Newsletter, linked here.
• Standalone Medicare Part D Prescription Drug Coverage
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- Review your ANOC
- Visit medicare.gov or call 1-800-MEDICARE to change to a new plan for 2025
• Medicare Advantage
Call our office at 360-385-4400. Upon receiving your call, we will email you a survey to capture your updated information and provide next steps.
• Medicare Supplement Only
No action is needed during AEP, supplement plans may be reviewed and changed at any time of the year.
New Clients: AEP Coverage Review
If you have not worked with our office before, please call us at 360-385-4400 for next steps.
Medicare Supplement Plans
If you are considering making a change to your Medicare Supplement (Medigap) Plan, these can be reviewed and changed at any time throughout the year. Please call our office for information about your options!
More Information
For more information about Medicare and the enrollment periods, go to our Medicare Information and Resources page by clicking the button below.
Reminder that we are required by CMS (Centers for Medicare & Medicaid Services) as of October 1, 2023:
- To record all phone calls with Medicare beneficiaries.
- Disclose that: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE or your local State Health Insurance Program (SHIP) to get information on all of your options.
We look forward to continuing to help you with all your Medicare insurance needs in the year ahead!