What is long term care?
Long-term care goes beyond medical care and nursing care to include all the assistance you could need if you ever have a chronic illness or disability that leaves you unable to care for yourself for an extended period of time.
Where can long term care services be received?
You can receive long-term care in a nursing home, assisted living facility or in your own home.
Why do people purchase long term care insurance?
- To help avoid depending on family or friends;
- To help maintain options on how & where to receive care;
- To help preserve future independence; and
- To help avoid using retirement savings or personal assets to pay for long-term care services
At KMi we are dedicated to helping you navigate through the complicated and changing environment related to Long-term care. We will begin with the basics and then move to breaking down how long term care insurance works, if you will qualify and what the costs will likely be if you do.
We represent all of the major insurance carriers and we help you choose the carrier that will best fit your needs.